Catalina Capital Group's philosophy toward wealth management is twofold. We believe that what makes a good investor is a combination of successful portfolio management coupled with proper financial structuring. We also recognize that every client comes to us with a unique situation and a unique set of needs. Our goal is to help clients reach their financial goals and to become their confidant throughout the process.
For nearly a decade, we have adopted a core-satellite approach to portfolio construction, which provides a solid framework for implementing an asset allocation model. Establishing a core portfolio that is highly diversified among asset classes, market capitalizations and regions can help protect investors during market downturns, while participating in positive markets. We invest in any market that we believe offers a high probability of return or, alternatively, that provides a high degree of safety in uncertain times.
Investors can enhance and further customize their core portfolios by adding shorter-term, tactical, “satellite” investments, which are designed to opportunistically take advantage of market trends or special investment situations. Dependent on the outlook for the U.S. and global economies, we identify growth themes and then make top-down allocations among stocks, bonds, cash, precious metals, currency and derivatives instruments.
Often overlooked, but of equal importance to successful investment management, is proper financial structuring. For individuals and families, we work with to structure the most effective account types such as converting an individual account to a family trust, setting up and contributing to IRA's, establishing 529's for college savings and taking advantage of employer retirement plans. For business clients, we work to structure the best retirement plans for your employees and create executive compensation plans. Taking advantage of tax laws and regulations can save clients immeasurable amounts of wealth.